Your Field Underwriter
Koby Hertz
National Producer Number22101645
Verify my license — click your state
What Hardworking Americans Are Setting Up
How This Works For You
Tax-Free Retirement Income
Your cash value grows tax-deferred. Access it tax-free in retirement through policy loans — no IRS surprise.
No Medical Exam Required
Fully underwritten coverage — approved in minutes. No needles, no doctor visits, no weeks of waiting.
Living Benefits
If you get sick or injured and can't drive, you can access your coverage while you're alive — not just after.
Coverage Up to $500K+
Cash value that grows and compounds — accessible while you're alive, tax-free to your family when you're gone.
Why American Trucker Benefits
Built on Trust.
20+
Top-Rated Carriers
50
States Licensed
0
Exams Required
A+
Rated Carriers
Your information is secure. We never share your data with third parties.
Schedule Your Call
Pick a Time That Works For You
Your call will be with Koby directly — no sales team, no runaround. 15 minutes, zero pressure.
Times shown in your local timezone. All calls are confidential.
Questions?
Call or text me directly — I answer personally.
Trusted Carrier Partners



















